PERSONAL banking


Lines of Credit (Overdrafts); Equity Lines

Avoid the embarrassment and the costs of NSF cheques...get protected with a Crocus Line of Credit. Peace of mind and money in your pocket is a winning combination.

Loan features:

  • One time one step process reduces the need to apply for loans as needs arise.
  • Pre-approved limits for qualifying members.
  • Interest is calculated on the closing daily balance of the line of credit and charged to the account monthly.
  • All transactions are recorded on the descriptive monthly statement.

Personal Loans

Whether you are looking for a new car or just some funds to fix junior's teeth, a Crocus Personal Loan is a quick and inexpensive method to get things done. Members can complete applications in person or by phone and be assured of a prompt approval process.

Loan features:

  • All loans are life insured at a nominal cost to the member. Single and joint coverage is available.
  • All loans are insured for member disability at a nominal cost.
  • Repayments are structured to meet the needs of the member.
  • All activity is recorded on a descriptive monthly statement.


Whether it's a new home, a bigger house, or a cabin at the lake, Crocus has the right plan for you. Buying a home is a big investment, one that can pay off big rewards in the future. If you are paying rent now and would like to look at housing options, give us a call.

Loan features:

  • Open variable and fixed plans available.
  • Weekly and bi-weekly payment options which are designed to cut years off your mortgage.
  • All account activity recorded on descriptive monthly statement.
  • CMHC and Genworth Financial Hi Ratio Mortgages are available at Crocus Credit Union Ltd.
  • Multi-purpose Mortgages that have the ability to re-advance with ease with little to no cost.
  • Building mortgages for home or cottage.
  • Mobile Home Loans and or mortgages.

Commercial & Agricultural

  • Term loans
  • Mortgages
  • Operating Lines of Credit
  • Revenue property mortgages
  • Provincial and Federal Loan Guarantee programs are available at Crocus Credit Union Ltd.