PERSONAL banking

Service Charges

Transactional Services
Cheque image return $2.00
Interim statement $1.00
Personal cheques - savings $1.00
Personal cheques - chequing $0.70
Statement with cheque images returned $2.00

 

Electronic Transactions
ATM - Crocus CU ATM's $0.75
ATM - Other Credit Union $0.75 per transaction
ATM - Bank ATM's $2.00 per transaction
ATM - International $5.00 per transaction
Interac Debits $0.75
Memberdirect Internet Banking Free
Telephone Banking Free
Tranfers - Telephone banking / Internet Free

 

Loan & Overdraft Services
Caveat $200.00
Corporations branch search $12.00
Credit Bureau report - personal $10.00
Credit Bureau report - business $20.00
Epic Dealer Solutions application cost
First Canadian Title $100 + costs
Interim (bridge) financing - mortgage loans      $150.00
Interest letter for income tax $15.00
Internal CU property valuation $75.00
Land Titles Office Search $12.00
Late payment notice $5.00
Letter of Credit application or renewal 1/4 of 1% min. $50.00
Line of Credit reviews - business $25.00/company
Line of Credit reviews - personal $15.00
Loan application fee - Commercial & Agriculture 1/4 of 1% min. $100.00
Mortgage amendment $200.00
Mortgage discharge $200.00
Mortgage renewal Free
Out-of-province mortgages cost
Overdraft item handling $5.00
Overdraft notification letter $5.00
Personal loan - amendment or refinance $25.00
Personal loan $10,000 or more - application fee $25.00

 

Safe Deposit Boxes
Various Sizes (per year) $30.00 - $40.00
SDB drilling $20.00 + costs
SDB key replacement $10.00 + costs
Annual billing notice $5.00
Late payment fee $5.00

 

Payment & Money Wires
Customer Automated Funds (CAFT) application & set-up $10.00 + costs
CAFT recalls, returns, reject & reversals $5.00
CAFT service fees $5.00/month + costs
CAFT amendment (loans) $10.00
CAFT NSF (loans) $10.00
Money orders $5.00
Money order trace      $5.00 + costs
Stop payments - Complete details $8.00
Stop payments - Incomplete details $12.00
U.S. bank draft $5.00
Utility bill payments - in branch $1.00
Utility bill payments - Internet/Phone $0.75
Utility bill payments - CU Mastercard Free
Wires - Domestic $5.00 + costs
Wires - International $12.00 + costs

 

Miscellaneous
Account balance - by phone $1.00
Account closing - within 90 days $25.00
Auditor's account confirmation $20.00
   
Certified cheque - by member $7.00
Certified cheque - by non-member $15.00
Cheque collection      $15.00
Chargeback $5.00
Dormant account notice $5.00
Fax (per page) $1.00
Item returned unpaid $5.00
Inactive account notice (waived if minimum balance of $1,000 in same membership) $5.00
Membercard Free
Membercard - first replacement Free
Membercard - subsequent replacement $5.00
   
NSF cheque $40.00
Personal Property Registry (PPR) - add/release $15.00
PPR - renewal $12.00/year
PPR - search (CU) $12.00
PPR - search (member) $12.00
Photocopying (per copy) $0.25
RRSP transfer out $50.00
RRSP official receipt replacement $5.00
Search for vouchers - in-house(per hour) $25.00 min. 1 hour
Search for vouchers - in-house(per hour) $25.00 + costs
Telephone verification $3.00
Transfers - in person/in branch Free
Transfers - by CU/telephone to branch $2.00
Transfers - system/branch-initiated $2.50
Traveller's cheques 1%
Travel Insurance Cost

*Service charges effective September 1, 2014 through August 31, 2016